Montana Car Insurance

Many consumers still prefer to use an insurance agent rather than buying insurance on the web. More and more people every year use our online quote form to save time and find lower Montana car insurance rates.

The internet makes it very easy to buy auto insurance online, and by comparing quotes from different Montana insurers you can make sure you're not paying too much.

Lower Your Montana Rates

Liability rates on average cost approximately $409 of your insurance premium, which when compared to the physical damage coverages of comprehensive and collision, is quite affordable. Many Montana consumers can lower their rates substantially by comparing apples-to-apples quotes.

Entering the same quote information can be repetitive and take time, so our site gives you multiple comparisons with only one quick quote form. Did your renewal premium decrease? That's great but it doesn't guarantee that you're actually getting the best Montana car insurance rate.

Both New Car and Used Car Insurance Quotes

Quoting and buying car insurance online has become much easier over the last few years. Remember that liability insurance protects your assets in case you are held liable for an injury or property damage. You cannot carry too much liability coverage in Montana.

Compare Montana Car Insurance Rates

If you think you car won't get stolen in Montana, think again. There are over 1,456 vehicle thefts each year in Montana.

State Farm, Farmers Insurance, Allstate and More!

Your 'dec' page or declarations page of your auto insurance policy outlines your current coverages and shows you the coverages you need to compare Montana insurance rates.

Not every insurance company raises rates with every renewal. Some actually lower rates when they have favorable underwriting profits from the prior year. Your current Montana car insurance company may be charging you significantly more than you should be paying.

Pay Less for Montana Car Insurance

Don't assume the rates you paid last year for Montana car insurance will be the same this year. It's important to comparison shop your coverage with different Montana insurers every year. If you need an insurance agent to help you with your car insurance coverages, our website lists many of the agents in Montana.

Online car insurance rates for Montana can be significantly different than what you may get from an agent, so it's important to get quotes from both to make a fair comparison. The best car insurance rates in Montana may be through an online insurance company like GEICO or Progressive, or it may be through a traditional carrier like a local State Farm or Allstate agent.

Tips for Saving Money on Montana Car Insurance

  • Students with good grades often qualify for a discount rate
  • Insure all your vehicles with the same insurance company
  • If your vehicle is garaged in a different location that your home address, you may pay a lower rate for a different rating zone
  • Compare car insurance quotes at least once a year to make sure you're getting the lowest rates
  • Claim free insureds may receive discounts off their rates
  • Buying low profile cars rather than high performance sports cars or expensive SUV saves on insurance
  • Clean up your credit report and see significant savings
  • Having a longer policy term or paying your premium in full can save money
  • Compare Montana car insurance rates and see if you're spending too much on car insurance!

Comparison quotes only take a few minutes and could save you 40% or more. Click to start a quote!

Compare Montana Rates
Most Stolen Cars in Montana
  • 1997 Dodge Ram Pickup
  • 1995 Buick Lesabre
  • 1998 Ford F250 Pickup
  • 1994 Jeep Cherokee/Grand Cherokee
  • 1990 Honda Civic
  • 1991 Ford Escort
  • 1997 Ford F150 Pickup
  • 1986 Chevrolet Conventional Cab 4x4 Pick
  • 1997 Subarus Legacy
  • 1994 Honda Accord
Related Web Searches

The following are actual search phrases used by Montana consumers when searching for car insurance online. Click on any phrase to perform a web search.

Montana Insurance Statistics
  • Minimum liability requirements in MT are $25,000 per person, $50,000 per accident, and $10,000 in property damage liability
  • There are 974,989 people in MT, over 704,500 licensed drivers, and over 1,456 vehicle thefts each year
  • Comprehensive coverage costs and average of $184 and collision coverage averages $238. Liability insurance is an additional $409.
  • Montana ranks 33 out of 50 states for car insurance costs. Average car insurance rates in MT are $666.
  • Homeowners insurance in Montana average $700 but if you combine your home and car insurance with the same company you could get a discount.